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We offer various flexible savings options designed to fit the specific needs of our customers.
Personal Savings
An interest-bearing account that provides convenient access to funds.
- $3 monthly maintenance fee if the minimum balance falls below $200 during the statement cycle
- Online & Mobile Banking with eStatements
- 24/7 Phone Banking
Personal Money Market
A tiered interest-bearing account that pays higher interest rates on accounts maintaining larger balances.
- $15.00 monthly maintenance fee if the minimum balance falls below $2,500.00 during the statement cycle
- Online & Mobile Banking with eStatements
- 24/7 Phone Banking
Certificate of Deposit
An investment opportunity with a fixed interest rate for a specific period of time.
- $1,000.00 minimum deposit required to open account
- Maturity terms from 6 months to 5 years
- Automatic renewal option available
- Online & Mobile Banking
- 24/7 Phone Banking
PrimeTime Savings
It’s prime time to power up your finances! A savings account for youngsters aged 13-24.
- No monthly maintenance fee for primary account holders under 25 years of age.
- Competitive interest rate
- $3 monthly maintenance fee for primary account holders over 25 years of age if the minimum balance falls below $200 during the statement cycle
- Online & Mobile Banking with eStatements
- 24/7 Phone Banking
Requirements:
- Receive electronic statements via Online & Mobile Banking
Interested in a Personal Savings or Investment Account?
Frequently Asked Questions
What’s the difference between a savings account and a checking account?
Savings accounts are generally designed to help set money aside for goals, while checking accounts are used more often for everyday spending and bill payments.
Is there a minimum balance requirement?
Minimum balance requirements vary by account type. Your banker can review details before you open an account.
Is there a monthly maintenance fee?
A monthly maintenance fee may apply if the account balance falls below the required minimum during the statement cycle.
Can I access my savings online?
Yes. Customers can view balances, transfer funds, and monitor transactions through Online and Mobile Banking.
Are deposits FDIC insured?
Yes. Eligible deposits are insured up to applicable limits.
Is this account suitable for short-term savings goals?
Personal Savings is commonly used for short-term or ongoing savings goals where access to funds may be needed.