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Smart banking for youngsters (ages 13-24) to build financial independence.
- No monthly maintenance fees for primary account holders under 25 years of age
- $5.00 monthly maintenance fee for primary account holders over 25 years of age
- Visa debit card only – check writing not permitted
- No overdraft protection
Requirements:
- Receive electronic statements via Online & Mobile Banking
Frequently Asked Questions
What is the PrimeTime Account?
The PrimeTime Account is a checking account designed to help younger customers build financial independence in a structured, age-appropriate way.
Who is eligible for the PrimeTime Account?
The account is available to customers of all ages but is most beneficial for customers aged 13–24. Eligibility requirements may apply.
Are there monthly maintenance fees?
There is no monthly maintenance fee for primary account holders under age 25. A fee may apply for primary account holders over age 25.
Does the PrimeTime Account include overdraft protection?
No. Overdraft protection is not available on this account.
Is check writing allowed on this account?
No. The PrimeTime Account is debit card–only and does not allow check writing.
Does the account include digital banking tools?
Yes. PrimeTime Accounts include Online & Mobile Banking with eStatements and a Visa® debit card.