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Get rewarded for everyday spending.
- No monthly maintenance fees
- No minimum balance requirements
- 1.00% cash back on purchases (up to $20 per statement cycle) if qualifications are met1
- ATM withdrawal fee refunds up to $15 per statement cycle if qualifications are met
- Online & Mobile Banking with eStatements
- Visa Debit Card
Qualifications (per monthly statement cycle)
- 12 debit card purchases2
- 2 ACH debits or credits2
- Receive electronic statements via Online & Mobile Banking
If qualifications are not met during a statement cycle, there is still no monthly maintenance fee, and you will be eligible to earn the full rewards again in the following statement cycle.
1When the PrimePays Cash Back account requirements are met during the monthly statement cycle, you will receive 1.00% cash back on debit card purchases that post and settle to the account. A maximum of $20.00 cash back may be earned per statement cycle. If the requirements are not met, cash back payments are not paid. Additionally, you will receive reimbursements up to $15 .00 for domestic A TM fees incurred during the monthly statement cycle in which you meet your PrimePays Cash Back account requirements. If the requirements are not met, ATM fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened without notice to you. Cash back rewards are considered interest and reported as taxable income.
2Qualifying transactions must post and settle to the account during the statement cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle. The following transaction types do not count toward reward qualifications: ATM withdrawals, Point of Sale (POS) credits, BillPay debits, internal transfers.
Frequently Asked Questions
What is PrimePays Cash Back Account?
PrimePays Cash Back is a checking account that rewards qualifying debit card purchases with cash back when monthly activity requirements are met. Details are outlined in the account disclosures.
Is there a monthly maintenance fee or minimum balance requirement?
No. PrimePays Cash Back does not require a minimum balance and does not have a monthly maintenance fee.
How does cash back work?
When qualifications are met during the statement cycle, customers may earn cash back on eligible debit card purchases, up to a stated monthly maximum.
What qualifications are required to earn cash back?
Qualifications include a minimum number of debit card purchases, qualifying ACH debits or credits, and enrollment in electronic statements through Online & Mobile Banking.
Are ATM fee refunds available?
Yes. Customers who meet qualifications may be eligible for ATM withdrawal fee refunds up to a stated amount per statement cycle.
Does this account include digital banking tools?
Yes. PrimePays Cash Back includes Online & Mobile Banking, eStatements, and a Visa® debit card.
